Terms & Conditions

Last updated: January 4, 2026

Flynch is operated by Obakeng Lorato Mosadi, a sole proprietor.

1. Acceptance of Terms

By accessing or using Flynch, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service.

2. Description of Service

Flynch is a personal expense tracking application that allows users to manually record and monitor their spending. The service is provided "as is" and is intended for personal, non-commercial use only.

3. User Accounts

To use Flynch, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete information
  • Notifying us immediately of any unauthorised use

4. User Data

You retain ownership of all data you enter into Flynch. We do not sell, share, or use your financial data for advertising purposes. Your data is stored securely and encrypted where appropriate.

You may export or delete your data at any time by contacting us.

5. Acceptable Use

You agree not to:

  • Use the service for any illegal purpose
  • Attempt to gain unauthorised access to our systems
  • Interfere with or disrupt the service
  • Use automated means to access the service without permission
  • Impersonate any person or entity

6. Payment Terms

Flynch offers both free and paid tiers. Paid subscriptions are billed monthly or annually as selected. You may cancel your subscription at any time, and you will retain access until the end of your billing period. Refunds are provided at our discretion.

7. Disclaimer

Flynch is a tracking tool, not financial advice. We do not provide investment, tax, legal, or accounting advice. You are solely responsible for your financial decisions. The service is provided without warranties of any kind, either express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, Flynch and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the application. Continued use of the service after changes constitutes acceptance of the new terms.

10. Termination

We may suspend or terminate your account at any time for violations of these terms or for any other reason at our discretion. You may also delete your account at any time.

11. Contact

If you have any questions about these Terms and Conditions, please contact us at hello@flynch.co.